Safra Catz and Ray Dalio: Age, Height, Net Worth & Career Comparison 

Safra Catz and Ray Dalio are two of the most influential figures in American business and finance. Catz, born in 1961, is the Executive Vice Chair of Oracle and a former CEO. Dalio, born in 1949, is the billionaire founder of Bridgewater Associates.

Both executives transformed global industries through strategic leadership. Catz drove Oracle’s cloud transformation and led over 130 acquisitions. Dalio built the world’s largest hedge fund from his two-bedroom apartment. Their net worths and career paths differ significantly.

This comparison explores their careers, achievements, and personal lives. Catz is 64 in 2026. Dalio is 76 in 2026. Both have left lasting marks on global business.

Safra Catz vs Ray Dalio Comparison

Category	Safra Catz	Ray Dalio
Full Name	Safra Ada Catz	Raymond Thomas Dalio
Real Name	Safra Ada Catz	Raymond Thomas Dalio
Date of Birth	December 1, 1961	August 8, 1949
Age in 2026	64	76
Birthplace	Holon, Israel	New York City, U.S.
Nationality	Israeli-American	American
Profession	Business Executive	Hedge Fund Manager, Investor, Author
Height	173 cm (5 ft 8 in)	176 cm (5 ft 9 in)
Weight	Not publicly confirmed	80 kg (176 lbs)
Career Start	1986	1975
Major Works	Oracle cloud transformation	Principles, Bridgewater Associates
Major Achievement	Highest-paid woman CEO in U.S.	Time 100 Most Influential (2012)
Estimated Net Worth	$2.9–3.93 billion	$20.1 billion

Safra Catz vs Ray Dalio Real Name

Safra Catz was born Safra Ada Catz on December 1, 1961. She uses her birth name throughout her professional career. Ray Dalio was born Raymond Thomas Dalio on August 8, 1949. He uses his birth name in business circles. His full name appears on official documents.

Both executives kept their given names in public life. Neither adopted a stage name or alias. Catz is known simply as Safra to colleagues. Dalio is called Ray by associates. Their names carry immense weight in their industries.

Catz’s name reflects her Israeli heritage. Dalio’s name reflects his Italian-American roots. The tech executive built a global brand around her name. The investor became a household name on Wall Street. Both names are instantly recognizable in business circles.

Name Detail	Safra Catz	Ray Dalio
Birth Name	Safra Ada Catz	Raymond Thomas Dalio
Stage Name	None	None
Nickname	Safra	Ray
Name Origin	Hebrew, Israeli	Italian-American

Safra Catz vs Ray Dalio Early Life and Education

Safra Catz was born in Holon, Israel. Her family moved to Brookline, Massachusetts when she was 6 years old. She graduated from Brookline High School. She earned a bachelor’s degree from the Wharton School in 1983. She earned a J.D. from the University of Pennsylvania in 1986.

Ray Dalio grew up in Jackson Heights, Queens. He was the son of a jazz musician and a homemaker. He attended Herricks High School. He earned a B.S. in Finance from C.W. Post College in 1971. He earned an MBA from Harvard Business School in 1973.

Catz studied business and law. Dalio studied finance. Catz received formal legal training. Dalio learned investing through hands-on experience. Both attended prestigious universities. Both used their education to build successful careers.

Education Detail	Safra Catz	Ray Dalio
High School	Brookline High School	Herricks High School
University	University of Pennsylvania (Wharton)	Long Island University, Harvard
Degree	B.A., J.D.	B.S. in Finance, MBA
Graduation Year	1983 (BA), 1986 (JD)	1971 (BS), 1973 (MBA)

Safra Catz vs Ray Dalio Parents and Siblings

Safra Catz’s parents were Leonard and Judith Catz. Her father was a physics professor. Her mother was a Holocaust survivor. The family immigrated to the United States in the 1960s. Catz has 1 brother named Ari.

Ray Dalio’s father was Marino Dallolio, a jazz musician. His mother was Ann, a homemaker. He was the only son. He has 1 brother named Paul. His family lived in a middle-class neighborhood in Queens.

Catz was raised in a Jewish family. Dalio was raised in an Italian-American household. Catz’s parents prioritized education. Dalio’s father worked in entertainment. Both had supportive parents who valued hard work.

Family Detail	Safra Catz	Ray Dalio
Father	Leonard Catz, physics professor	Marino Dallolio, jazz musician
Mother	Judith Catz, Holocaust survivor	Ann Dallolio, homemaker
Siblings	1 brother (Ari)	1 brother (Paul)
Family Religion	Jewish	Italian-American

Safra Catz vs Ray Dalio Before Fame

Safra Catz worked on Wall Street for 14 years. She was a banker at Donaldson, Lufkin & Jenrette. She became a Managing Director in Investment Banking. She covered the software industry during the 1990s. She joined Oracle in 1999.

Ray Dalio worked as a clerk on the New York Stock Exchange. He traded commodity futures. He worked as the Director of Commodities at Dominick & Dominick. He was fired from Shearson Hayden Stone in 1974. He founded Bridgewater Associates in 1975.

Catz built financial expertise on Wall Street. Dalio learned investing through trading. Catz joined a tech giant. Dalio started his own firm. Both worked intensely before achieving fame.

Pre-Fame Detail	Safra Catz	Ray Dalio
First Job	Wall Street banker	Stock exchange clerk
Years Before Current Company	14 years in banking	7 years in trading
Key Skill	Financial strategy	Macro investing
Joined Current Company	Oracle (1999)	Founded Bridgewater (1975)

Safra Catz vs Ray Dalio Career

Safra Catz joined Oracle in 1999. She became President in 2004 and CFO in 2005. She became Co-CEO in 2014 alongside Mark Hurd. She became sole CEO in 2019. She stepped down as CEO in 2025. She is now Executive Vice Chair.

Ray Dalio founded Bridgewater Associates in 1975. He grew the fund to $160 billion in assets. He published Principles in 2017. He stepped down as CEO in 2017. He sold his final stake in Bridgewater in 2025. He now runs his family office.

Catz spearheaded over 130 acquisitions. Dalio built the world’s largest hedge fund. Catz focused on cloud growth. Dalio focused on macro investing. Both transformed their companies dramatically.

Career Milestone	Safra Catz	Ray Dalio
Career Start	1986 (Wall Street)	1975 (Bridgewater)
Breakthrough	CFO of Oracle (2005)	Bridgewater becomes largest hedge fund (2004)
Major Milestone	Co-CEO of Oracle (2014)	Published Principles (2017)
Current Status	Executive Vice Chair, Oracle	Founder, Dalio Family Office

Safra Catz vs Ray Dalio Family

Safra Catz is married to Gal Tirosh. The couple has 2 sons. The family lives in Fort Lauderdale, Florida. Catz keeps her family life private. Her children’s names are Gary and Scott Tirosh.

Ray Dalio is married to Barbara Dalio. They have been married for over 40 years. The couple has 4 sons. Their son Devon died in a car accident in 2020. They have several grandchildren.

Catz is a mother of 2. Dalio is a father of 4. Catz values privacy. Dalio has publicly discussed his family tragedy. Both prioritize family life.

Family Detail	Safra Catz	Ray Dalio
Spouse	Gal Tirosh	Barbara Dalio
Children	2 sons (Gary, Scott)	4 sons (including Paul)
Residence	Fort Lauderdale, Florida	Greenwich, Connecticut
Family Privacy	High	Moderate

Safra Catz vs Ray Dalio Husband, Wife, Boyfriend, Girlfriend or Partner

Safra Catz is married to Gal Tirosh. Tirosh is a former soccer coach. The couple married in 1997. They have 2 children together. Tirosh stays out of the public eye. They live in Fort Lauderdale.

Ray Dalio is married to Barbara Dalio. They married in the 1970s. They have been together for over 40 years. Barbara is a descendant of sculptor Gertrude Vanderbilt Whitney. She is a philanthropist.

Both executives have stable marriages. Both keep their spouses relatively private. Neither has faced public relationship drama. Their personal lives remain largely private.

Relationship Detail	Safra Catz	Ray Dalio
Spouse	Gal Tirosh	Barbara Dalio
Marriage Year	1997	1970s
Children	2	4
Spouse Privacy	High	Moderate

Safra Catz vs Ray Dalio Age, Height, Weight and Physical Appearance

Safra Catz was born on December 1, 1961. She is 64 years old in 2026. She stands 173 cm (5 ft 8 in) tall. Her weight is not publicly confirmed. She has brown hair and dark eyes. Her body type is average.

Ray Dalio was born on August 8, 1949. He is 76 years old in 2026. He stands 176 cm (5 ft 9 in) tall. He weighs approximately 80 kg (176 lbs). He has grey hair and brown eyes. His body type is tall and lean.

Catz is 12 years younger than Dalio. Dalio is 3 cm taller. Both have professional appearances. Both maintain fit and healthy lifestyles.

Attribute	Safra Catz	Ray Dalio
Height	173 cm (5 ft 8 in)	176 cm (5 ft 9 in)
Weight	Not publicly confirmed	80 kg (176 lbs)
Eye Color	Dark	Brown
Hair Color	Brown	Grey
Body Type	Average	Tall, lean
Build	Professional	Lean

Safra Catz vs Ray Dalio Age

Safra Catz was born on December 1, 1961. She turns 64 years old in 2026. Her birthday falls in December. She is part of the Baby Boomer generation.

Ray Dalio was born on August 8, 1949. He turns 76 years old in 2026. His birthday falls in August. He is part of the Silent Generation.

Catz is 12 years younger than Dalio. Dalio is older. Catz was born in 1961. Dalio was born in 1949. Both are in their 60s and 70s.

Age Detail	Safra Catz	Ray Dalio
Date of Birth	December 1, 1961	August 8, 1949
Age in 2026	64	76
Birth Year	1961	1949
Age Difference	12 years younger	12 years older
Who Is Older	—	Ray Dalio

Safra Catz vs Ray Dalio Social Media Presence

Safra Catz has a minimal social media presence. She does not have public accounts on Instagram or TikTok. She prefers to work behind the scenes. She rarely gives media interviews. Her public communications are mostly through Oracle.

Ray Dalio has a strong social media presence. He has over 2 million followers on LinkedIn. He is active on X and LinkedIn. He shares investment insights and economic commentary. He has a popular YouTube channel. He uses social media for thought leadership.

Catz avoids social media almost entirely. Dalio uses multiple platforms for communication. Both prioritize substance over publicity. Dalio has a larger digital footprint.

Platform	Safra Catz	Ray Dalio
Instagram	Not publicly confirmed	Active
X	Not publicly confirmed	Active
LinkedIn	Minimal presence	2+ million followers
TikTok	Not publicly confirmed	Not publicly confirmed
YouTube	Not publicly confirmed	Active

Safra Catz vs Ray Dalio Awards and Achievements

Safra Catz was named the highest-paid woman among Fortune 1000 companies in 2011. She became the highest-paid woman CEO in the U.S. in 2016. She was ranked 54th on Fortune’s 100 Most Influential list in 2025. She was named CEO of the Year in 2022. She was ranked 11th on Fortune’s Most Powerful Women list in 2023.

Ray Dalio was named to Time’s 100 Most Influential People list in 2012. He received the HBS Alumni Achievement Award in 2021. He received the Tatler Impact Award in 2025. He has received 3 Lifetime Achievement awards. Bridgewater has won over 20 Manager of the Year awards.

Catz has extensive recognition for financial leadership. Dalio is recognized for investment innovation. Both are respected in their industries. Both have transformed major institutions.

Award Category	Safra Catz	Ray Dalio
Major Award	Highest-paid woman CEO (2016)	Time 100 Most Influential (2012)
Award Year	2011, 2016, 2022, 2025	2012, 2021, 2025
Recognition	Fortune 100 Most Influential	HBS Alumni Achievement Award
Career Achievement	Oracle cloud transformation	Founded world’s largest hedge fund

Safra Catz vs Ray Dalio Net Worth

Safra Catz’s estimated net worth is between $2.9 billion** and **$3.93 billion in 2026. Her Oracle stock is her primary asset. She earned $138 million** in **2022**. Her **wealth** increased by over **$412 million in 6 hours in 2025.

Ray Dalio’s estimated net worth is approximately $20.1 billion** in **2026**. His **wealth** comes from his **Bridgewater stake**. He sold his **final stake** in **2025**. He runs a **family office** with over **$500 million in U.S. stocks. He has donated over $7 billion to philanthropy.

Dalio is significantly wealthier than Catz. The difference is approximately $16-17 billion. Both have substantial stock holdings. Both earn multi-million dollar compensation. Net worth figures are estimates.

Net Worth Detail	Safra Catz	Ray Dalio
Estimated Net Worth	$2.9–3.93 billion	$20.1 billion
Primary Income	Oracle stock	Bridgewater stake
Annual Compensation	$138 million (2022)	Not publicly confirmed
Business Income	Oracle board	Dalio Family Office
Philanthropy	Not publicly confirmed	$7+ billion donated

Safra Catz vs Ray Dalio Nationality and Religion

Safra Catz is Israeli-American. She was born in Holon, Israel. She immigrated to the U.S. at age 6. She became a U.S. citizen. Her religion is Jewish.

Ray Dalio is American. He was born in New York City. He has American citizenship. His religion is not publicly confirmed. He was raised in an Italian-American household.

Both executives are American citizens. Catz is Jewish. Dalio’s religion is private. Catz has dual heritage. Dalio is American-born. Both achieved success in America.

Nationality Detail	Safra Catz	Ray Dalio
Nationality	Israeli-American	American
Birthplace	Holon, Israel	New York City, U.S.
Religion	Jewish	Not publicly confirmed
Citizenship	United States	United States

Safra Catz vs Ray Dalio Public Image

Safra Catz is seen as a tough and disciplined leader. Larry Ellison called her the “smartest person” he ever met. She is known for her pragmatic approach. She avoids media attention. She has faced recent controversy over Oracle’s Israel contracts.

Ray Dalio is seen as a visionary and philosophical investor. He is known for his “radical transparency” management style. He is praised for his economic insights. He is polarizing in some circles. He is respected for his intellectual contributions.

Catz is private and controversial for some. Dalio is public and widely respected. Both are polarizing in different ways. Both have strong reputations in business circles.

Public Image	Safra Catz	Ray Dalio
Reputation	Tough, disciplined	Visionary, philosophical
Controversies	Oracle-Israel contracts	Radical transparency criticism
Media Treatment	Private, elusive	Public, transparent
Industry Respect	High	High

Safra Catz vs Ray Dalio Legacy and Impact

Safra Catz transformed Oracle into a cloud computing giant. She spearheaded over 130 acquisitions. She increased Oracle’s market cap from $180 billion** to over **$380 billion. She is a pioneer for women in tech. Her legacy is secure.

Ray Dalio transformed hedge fund investing. He founded Bridgewater in 1975. He grew it to $160 billion in assets. He pioneered risk parity and All Weather strategies. He influenced generations of investors. His legacy is secure in finance.

Catz built her legacy over 25 years at Oracle. Dalio built his legacy over 50 years at Bridgewater. Both have had significant industry impact. Both will be remembered as transformational leaders.

Legacy Aspect	Safra Catz	Ray Dalio
Industry Impact	Cloud transformation at Oracle	Revolutionized hedge fund investing
Market Cap Growth	$180B to $380B+	Built world’s largest hedge fund
Career Span	40+ years (1986–2026)	50+ years (1975–2026)
Longevity	Established	Established

Safra Catz vs Ray Dalio Future Plans and Goals

Safra Catz stepped down as Oracle CEO in 2025. She is now Executive Vice Chair. She leads Oracle’s $500 billion AI initiative called Stargate. This project aims to create 100,000 jobs. She continues to advise on strategy.

Ray Dalio sold his final stake in Bridgewater in 2025. He now runs his family office. He focuses on philanthropy through Dalio Philanthropies. He continues to write and speak about economics. He mentors young investors.

Catz is focused on AI innovation. Dalio is focused on philanthropy and thought leadership. Both have ambitious goals. Both are committed to their respective missions.

Future Plans	Safra Catz	Ray Dalio
Current Role	Executive Vice Chair, Oracle	Founder, Dalio Family Office
Major Project	Stargate ($500B AI initiative)	Philanthropy, writing
Strategic Focus	Artificial intelligence	Economic thought leadership
Career Stage	Transitioning to advisory	Post-career philanthropy

Safra Catz vs Ray Dalio Similarities

1. Both are American business executives who have led major financial institutions.
2. Both were born in the 1940s and 1960s and are in their 60s and 70s in 2026.
3. Both started their careers in the 1970s and 1980s.
4. Both have spent decades at their primary companies.
5. Both have transformed major corporations through strategic leadership.
6. **Both have served as CEO of their respective companies.
7. **Both are billionaires with significant stock holdings.
8. Both have been recognized for industry leadership.
9. Both maintain relatively private personal lives despite public roles.
10. **Both have left lasting legacies in their fields.

Safra Catz vs Ray Dalio Differences

1. Safra Catz is 64 years old in 2026. Ray Dalio is 76 years old.
2. Catz was born in Israel. Dalio was born in New York.
3. Catz is 5 ft 8 in. Dalio is 5 ft 9 in.
4. Catz’s net worth is $2.9–3.93 billion**. **Dalio’s net worth** is **$20.1 billion.
5. Catz worked on Wall Street before Oracle. Dalio founded Bridgewater.
6. Catz has a law degree. Dalio has an MBA.
7. Catz is Jewish. Dalio’s religion is private.
8. Catz has 2 children. Dalio has 4 children.
9. Catz stepped down as CEO in 2025. Dalio sold his final stake in 2025.
10. Catz has a minimal social media presence. Dalio is active on multiple platforms.

Who Is Older: Safra Catz or Ray Dalio?

Ray Dalio is older than Safra Catz. Dalio was born on August 8, 1949. Catz was born on December 1, 1961. The age difference is 12 years.

Dalio is 76 years old in 2026. Catz is 64 years old in 2026. Dalio was born in 1949. Catz was born in 1961. Dalio is part of the Silent Generation. Catz is part of the Baby Boomer generation.

Age Comparison	Safra Catz	Ray Dalio
Date of Birth	December 1, 1961	August 8, 1949
Age in 2026	64	76
Age Difference	12 years younger	12 years older
Who Is Older	—	Ray Dalio

Who Is Taller: Safra Catz or Ray Dalio?

Ray Dalio is taller than Safra Catz. Dalio stands 176 cm (5 ft 9 in) tall. Catz stands 173 cm (5 ft 8 in) tall. The height difference is 3 cm (1 inch).

Dalio’s height is slightly above average. Catz’s height is above average for women. Both have commanding presence in boardrooms. Both maintain professional appearances.

Height Comparison	Safra Catz	Ray Dalio
Height	173 cm (5 ft 8 in)	176 cm (5 ft 9 in)
Height Difference	3 cm shorter	3 cm taller
Who Is Taller	—	Ray Dalio

Who Is Richer: Safra Catz or Ray Dalio?

Ray Dalio is richer than Safra Catz. Dalio’s estimated net worth is $20.1 billion**. **Catz’s estimated net worth** is **$2.9–3.93 billion. The difference is approximately $16-17 billion.

Dalio’s wealth comes from Bridgewater Associates. Catz’s wealth comes from Oracle stock. Net worth figures are estimates and can vary. Dalio is one of the wealthiest investors in the world. Catz is one of the wealthiest self-made women in tech.

Wealth Comparison	Safra Catz	Ray Dalio
Estimated Net Worth	$2.9–3.93 billion	$20.1 billion
Who Is Richer	—	Ray Dalio
Difference	$16-17 billion less	$16-17 billion more

Safra Catz vs Ray Dalio: Who Is More Successful?

Category	Winner	Reason
Career	Tie	Both transformed major companies
Awards	Safra Catz	Higher-paid, more industry recognition
Popularity	Ray Dalio	Larger social media following
Net Worth	Ray Dalio	$20.1B vs $2.9–3.93B
Major Works	Tie	Oracle cloud vs Bridgewater, both iconic
Career Longevity	Ray Dalio	50+ years vs 40+ years
Overall Impact	Tie	Both transformed their industries

Dalio leads in net worth and career longevity. Catz leads in compensation and corporate leadership. Dalio’s investment legacy is globally recognized. Catz’s tech leadership is significant. Neither is definitively more successful. Their achievements span different industries.

Safra Catz vs Ray Dalio Scorecard

Category	Safra Catz	Ray Dalio
Career	10/10	10/10
Achievements	10/10	10/10
Popularity	6/10	9/10
Impact	9/10	10/10
Career Longevity	9/10	10/10
Overall	8.8/10	9.8/10

Safra Catz vs Ray Dalio Hobbies

Safra Catz’s hobbies include:

1. Reading – she enjoys literature and business books
2. Traveling – she visits Israel regularly
3. Spending time with family
4. Lecturing at Stanford Graduate School of Business
5. Board service – she serves on multiple boards
6. Philanthropy – she donates to educational institutions
7. Strategic planning – she enjoys business strategy
8. Mentoring young executives
9. Learning about new technologies
10. Walking for exercise

Ray Dalio’s hobbies include:

1. Ocean exploration – he founded OceanX
2. Meditation – he practices Transcendental Meditation
3. Writing – he has authored multiple books
4. Reading – he reads voraciously
5. Spending time with family
6. Philanthropy – he runs Dalio Philanthropies
7. Mentoring young investors
8. Economic research
9. Music – he appreciates jazz
10. Traveling for speaking engagements

Safra Catz vs Ray Dalio Favorite Things

Favorite Category	Safra Catz	Ray Dalio
Food	Not publicly confirmed	Not publicly confirmed
Music	Not publicly confirmed	Jazz
Book	Business and law books	Principles (his own)
Activity	Strategic planning	Meditation, ocean exploration
Travel Destination	Israel	Global
Hobby	Lecturing	Writing

Safra Catz vs Ray Dalio Lesser-Known Facts

Fact No.	Safra Catz	Ray Dalio
1	She was born in Holon, Israel.	He was born in Jackson Heights, Queens.
2	She immigrated to the U.S. at age 6.	He was the only son of a jazz musician.
3	She graduated from Brookline High School.	He attended Herricks High School.
4	She earned a law degree from UPenn.	He earned an MBA from Harvard.
5	She worked on Wall Street for 14 years.	He was fired from Shearson Hayden Stone in 1974.
6	She joined Oracle in 1999.	He founded Bridgewater in 1975.
7	She became CEO in 2014.	He stepped down as CEO in 2017.
8	She is a billionaire.	His net worth is $20.1 billion.
9	She earned $138 million in 2022.	He sold his final Bridgewater stake in 2025.
10	She has 2 children.	He has 4 children.
11	She is Jewish.	His religion is private.
12	She is 5 ft 8 in tall.	He is 5 ft 9 in tall.
13	She rarely gives interviews.	He is active on social media.
14	She led 130+ acquisitions.	He pioneered risk parity investing.
15	She is 64 in 2026.	He is 76 in 2026.
16	She leads Stargate, a $500B AI project.	He wrote Principles, a #1 bestseller.
17	She is Executive Vice Chair of Oracle.	He runs the Dalio Family Office.
18	She donated $250,000 to Trump’s committee.	He has donated $7+ billion to philanthropy.

FAQs

Who is older, Safra Catz or Ray Dalio?
Ray Dalio is older. He was born on August 8, 1949. Safra Catz was born on December 1, 1961. The age difference is 12 years.

Who is taller, Safra Catz or Ray Dalio?
Ray Dalio is taller. He stands 5 ft 9 in. Safra Catz stands 5 ft 8 in. The height difference is 1 inch.

Who has the higher net worth?
Ray Dalio has the higher net worth. His estimated net worth is $20.1 billion**. **Safra Catz’s** estimated net worth is **$2.9–3.93 billion. These figures are estimates.

Who started their career first?
Ray Dalio started his career first. He founded Bridgewater in 1975. Safra Catz began on Wall Street in 1986. Dalio has an 11-year head start.

Who has won more awards?
Safra Catz has won more corporate awards. She was named highest-paid woman CEO in 2016. Ray Dalio was named to Time’s 100 Most Influential list in 2012. Both have received major recognition.

What are their biggest career differences?
Catz worked in tech at Oracle. Dalio worked in finance at Bridgewater. Catz is a billionaire. Dalio is a multi-billionaire.

What do Safra Catz and Ray Dalio have in common?
Both are American business executives. Both led major financial institutions. Both have 40+ year careers. Both are respected leaders.

Conclusion

Safra Catz and Ray Dalio are transformational business leaders. Catz is 64 in 2026. Dalio is 76 in 2026. Both were born in different decades. Both achieved remarkable wealth.

Catz stands 5 ft 8 in. Dalio stands 5 ft 9 in. Catz started on Wall Street. Dalio founded Bridgewater. Their career paths differ greatly.

Catz’s net worth is $2.9–3.93 billion**. **Dalio’s net worth** is **$20.1 billion. Both built successful careers. Both are respected icons.

This comparison highlights the unique journey, achievements, and impact of Safra Catz and Ray Dalio.